:root{--teal-dark:#2c505b;--teal-dark-2:#3d6670;--teal-light:#7ea8b5;--bg:#f5f7f8;--surface:#fff;--text-1:#1a1a2e;--text-2:#6b7280;--text-3:#9ca3af;--divider:#e5e7eb;--success:#10b981;--warning:#f59e0b;--error:#ef4444;--gradient-teal:linear-gradient(135deg, #2c505b 0%, #7ea8b5 100%);--gradient-card-dark:linear-gradient(135deg, #2c505b 0%, #3d6670 100%);--glass-bg:#ffffffb8;--glass-bg-strong:#ffffffd9;--glass-border:#fff9;--glass-blur:blur(20px);--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-6:24px;--space-8:32px;--space-10:40px;--space-12:48px;--space-16:64px;--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--radius-xl:24px;--radius-full:9999px;--text-xs:11px;--text-sm:13px;--text-base:15px;--text-lg:17px;--text-xl:20px;--text-2xl:24px;--text-3xl:32px;--text-4xl:48px;--shadow-card:0 4px 6px #0000000a, 0 10px 40px #2c505b14;--shadow-card-hover:0 8px 12px #0000000f, 0 20px 60px #2c505b24;--shadow-btn:0 4px 12px #2c505b4d;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html,body,#root{height:100%}body{font-family:Inter,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:var(--text-base);color:var(--text-1);background:var(--bg);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;line-height:1.6;overflow:hidden}button,input,select,textarea{font-family:inherit}.app{flex-direction:column;height:100dvh;display:flex;position:relative;overflow:hidden}.app__bg{z-index:0;background:var(--bg);position:fixed;inset:0;overflow:hidden}.app__bg:before,.app__bg:after{content:"";filter:blur(90px);opacity:.5;border-radius:50%;position:absolute}.app__bg:before{background:radial-gradient(circle at 30% 30%,#7ea8b58c,#0000 68%);width:60vw;height:60vw;top:-18vw;left:-12vw}.app__bg:after{background:radial-gradient(circle at 70% 70%,#2c505b66,#0000 66%);width:52vw;height:52vw;bottom:-20vw;right:-10vw}.app__bg-blob{filter:blur(80px);opacity:.6;background:radial-gradient(circle,#7ea8b547,#0000 70%);border-radius:50%;width:34vw;height:34vw;position:absolute;top:40%;left:55%;transform:translate(-50%,-50%)}.header{z-index:3;justify-content:space-between;align-items:center;gap:var(--space-6);height:68px;padding:0 var(--space-8);background:var(--glass-bg-strong);-webkit-backdrop-filter:var(--glass-blur);border-bottom:1px solid #ffffff8c;flex:none;display:flex;position:relative;box-shadow:0 1px #2c505b0f}.header__center{flex-direction:column;flex:1;align-items:center;gap:6px;max-width:460px;margin:0 auto;display:flex}.header__step{font-size:var(--text-xs);letter-spacing:.08em;text-transform:uppercase;color:var(--teal-light);font-weight:600}.header__right{align-items:center;gap:var(--space-3);justify-content:flex-end;min-width:220px;display:flex}.progress{border-radius:var(--radius-full);background:#2c505b1a;width:100%;height:5px;overflow:hidden}.progress__fill{border-radius:var(--radius-full);background:var(--gradient-teal);height:100%;transition:width .45s cubic-bezier(.4,0,.2,1)}.account-chip{align-items:center;gap:var(--space-2);border-radius:var(--radius-full);background:#7ea8b526;border:1px solid #7ea8b54d;max-width:240px;padding:6px 12px 6px 8px;display:flex}.account-chip__avatar{border-radius:var(--radius-full);background:var(--gradient-card-dark);color:#fff;flex:none;place-items:center;width:26px;height:26px;font-size:11px;font-weight:700;display:grid}.account-chip__name{font-size:var(--text-sm);color:var(--teal-dark);white-space:nowrap;text-overflow:ellipsis;font-weight:600;overflow:hidden}.fmk-logo{align-items:center;gap:10px;min-width:220px;display:flex}.fmk-logo__mark{border-radius:11px;flex:none;display:block;box-shadow:0 4px 12px #2c505b47}.fmk-logo__img{object-fit:contain;width:auto;max-width:200px;height:40px;display:block}@media (width<=560px){.fmk-logo__img{max-width:150px;height:32px}}.fmk-logo__text{flex-direction:column;line-height:1.05;display:flex}.fmk-logo__bold{font-size:var(--text-xl);letter-spacing:.04em;color:var(--teal-dark);font-weight:800}.fmk-logo__sub{letter-spacing:.15em;color:var(--teal-light);font-size:9px;font-weight:600}.stage{z-index:2;scrollbar-width:thin;scrollbar-color:#2c505b40 transparent;flex:auto;min-height:0;position:relative;overflow:hidden auto}.stage::-webkit-scrollbar{width:10px}.stage::-webkit-scrollbar-thumb{border-radius:var(--radius-full);background:#2c505b33 padding-box content-box;border:3px solid #0000}.slide{width:100%;max-width:1200px;padding:var(--space-12) var(--space-8) var(--space-12);flex-direction:column;min-height:100%;margin:0 auto;display:flex}.slide--center{text-align:center;justify-content:center;align-items:center}.slide-head{margin-bottom:var(--space-8)}.slide--center .slide-head{margin-bottom:var(--space-10);max-width:640px}.eyebrow{font-size:var(--text-xs);letter-spacing:.14em;text-transform:uppercase;color:var(--teal-light);margin-bottom:var(--space-4);align-items:center;gap:8px;font-weight:700;display:inline-flex}.eyebrow:before{content:"";background:var(--teal-light);border-radius:2px;width:22px;height:2px}.slide--center .eyebrow{justify-content:center}.slide-title{font-size:var(--text-3xl);letter-spacing:-.02em;color:var(--text-1);font-weight:800;line-height:1.15}.slide--center .slide-title{font-size:var(--text-4xl)}.slide-subtitle{margin-top:var(--space-3);font-size:var(--text-lg);color:var(--text-2);max-width:640px;font-weight:400}.slide--center .slide-subtitle{margin-inline:auto}.card{background:var(--glass-bg);-webkit-backdrop-filter:var(--glass-blur);border:1px solid var(--glass-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-card);padding:var(--space-6)}.card--pad-lg{padding:var(--space-8)}.card__head{align-items:center;gap:var(--space-3);margin-bottom:var(--space-6);display:flex}.card__icon{border-radius:var(--radius-md);width:40px;height:40px;color:var(--teal-dark);background:#7ea8b529;flex:none;place-items:center;display:grid}.card__icon svg{width:22px;height:22px}.card__titles{flex-direction:column;gap:2px;display:flex}.card__title{font-size:var(--text-lg);letter-spacing:-.01em;color:var(--text-1);font-weight:700}.card__hint{font-size:var(--text-sm);color:var(--text-2)}.field{gap:var(--space-2);flex-direction:column;display:flex}.field__label{font-size:var(--text-xs);letter-spacing:.06em;text-transform:uppercase;color:var(--text-2);font-weight:600}.field__control{align-items:center;display:flex;position:relative}.input,.select,.textarea{border:1.5px solid var(--divider);border-radius:var(--radius-md);width:100%;font-size:var(--text-base);color:var(--text-1);background:#ffffffe6;outline:none;padding:11px 14px;transition:border-color .2s,box-shadow .2s}.input::placeholder,.textarea::placeholder{color:var(--text-3)}.input:focus,.select:focus,.textarea:focus{border-color:var(--teal-light);box-shadow:0 0 0 3px #7ea8b526}.textarea{resize:vertical;min-height:84px;line-height:1.55}.select{appearance:none;cursor:pointer;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%236b7280' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");background-position:right 14px center;background-repeat:no-repeat;padding-right:40px}.field__control--affix .input{padding-left:38px}.field__affix{font-size:var(--text-base);color:var(--text-3);pointer-events:none;font-weight:600;position:absolute;left:14px}.field__suffix{font-size:var(--text-sm);color:var(--text-3);pointer-events:none;font-weight:500;position:absolute;right:14px}.field-grid{gap:var(--space-5,20px);grid-template-columns:repeat(2,minmax(0,1fr));display:grid}.field-grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}.field--full{grid-column:1/-1}.toggle-stack{gap:var(--space-3);flex-direction:column;display:flex}.field-note{margin-top:var(--space-4);font-size:var(--text-xs);color:var(--text-3);align-items:center;gap:8px;display:flex}.field-note svg{color:var(--teal-light)}.toggle-row{justify-content:space-between;align-items:center;gap:var(--space-4);border-radius:var(--radius-md);border:1.5px solid var(--divider);cursor:pointer;-webkit-user-select:none;user-select:none;background:#ffffffb3;padding:12px 14px;transition:border-color .2s,background .2s;display:flex}.toggle-row[data-on=true]{background:#7ea8b51a;border-color:#7ea8b58c}.toggle-row__text{flex-direction:column;gap:1px;display:flex}.toggle-row__label{font-size:var(--text-base);color:var(--text-1);font-weight:600}.toggle-row__hint{font-size:var(--text-xs);color:var(--text-2)}.switch{border-radius:var(--radius-full);background:#cfd6da;flex:none;width:46px;height:28px;transition:background .22s;position:relative}.toggle-row[data-on=true] .switch{background:var(--gradient-card-dark)}.switch__knob{border-radius:var(--radius-full);background:#fff;width:22px;height:22px;transition:transform .22s cubic-bezier(.4,0,.2,1);position:absolute;top:3px;left:3px;box-shadow:0 1px 3px #00000040}.toggle-row[data-on=true] .switch__knob{transform:translate(18px)}.tile-grid,.tile-grid--2,.tile-grid--3,.tile-grid--4{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:12px;display:grid}.tile{color:#2c505b;cursor:pointer;text-align:left;background:#fffc;border:1.5px solid #e5e7eb;border-radius:12px;flex-direction:column;gap:10px;min-height:88px;padding:16px;transition:all .15s;display:flex;position:relative}.tile:hover{background:#7ea8b514;border-color:#7ea8b5}.tile[data-on=true]{color:#fff;background:#2c505b;border:2px solid #2c505b}.tile[data-on=true]:hover{background:#2c505b;border-color:#2c505b}.tile__icon{color:#2c505b;background:#7ea8b529;border-radius:10px;place-items:center;width:40px;height:40px;transition:all .15s;display:grid}.tile[data-on=true] .tile__icon{color:#fff;background:#ffffff2e}.tile__icon svg{width:22px;height:22px}.tile__text{flex-direction:column;gap:2px;display:flex}.tile__label{font-size:var(--text-base);color:inherit;letter-spacing:-.01em;font-weight:600}.tile__hint{font-size:var(--text-xs);color:inherit;opacity:.72;line-height:1.4}.tile__check{color:#fff;opacity:0;width:20px;height:20px;transition:all .2s;position:absolute;top:12px;right:12px;transform:scale(.5)}.tile[data-on=true] .tile__check{opacity:1;transform:scale(1)}.coverage{flex-direction:column;gap:8px;min-width:180px;display:flex}.coverage__text{align-items:baseline;gap:8px;display:flex}.coverage__count{font-size:var(--text-xl);color:var(--teal-dark);font-variant-numeric:tabular-nums;font-weight:800}.coverage__of{font-size:var(--text-sm);color:var(--text-3);font-weight:500}.coverage__label{font-size:var(--text-xs);letter-spacing:.06em;text-transform:uppercase;color:var(--text-2);font-weight:600}.coverage__bar{border-radius:var(--radius-full);background:#2c505b1a;height:6px;overflow:hidden}.coverage__fill{border-radius:var(--radius-full);background:var(--gradient-teal);height:100%;transition:width .4s cubic-bezier(.4,0,.2,1)}.btn{justify-content:center;align-items:center;gap:var(--space-2);border-radius:var(--radius-md);font-size:var(--text-base);cursor:pointer;white-space:nowrap;border:none;padding:12px 22px;font-weight:600;transition:transform .18s,box-shadow .18s,background .18s,opacity .18s;display:inline-flex}.btn svg{width:18px;height:18px}.btn-primary{background:var(--gradient-card-dark);color:#fff;box-shadow:var(--shadow-btn)}.btn-primary:hover:not(:disabled){transform:translateY(-1px);box-shadow:0 6px 20px #2c505b6b}.btn-secondary{color:var(--teal-dark);background:#7ea8b51a;border:1.5px solid #7ea8b566;padding:10.5px 20px}.btn-secondary:hover:not(:disabled){background:#7ea8b52e}.btn-ghost{color:var(--text-2);background:0 0;padding:10.5px 16px}.btn-ghost:hover:not(:disabled){color:var(--teal-dark);background:#2c505b0d}.btn:disabled{opacity:.45;cursor:not-allowed}.footer{z-index:3;justify-content:space-between;align-items:center;gap:var(--space-4);padding:var(--space-4) var(--space-8);background:var(--glass-bg-strong);-webkit-backdrop-filter:var(--glass-blur);border-top:1px solid #ffffff8c;flex:none;display:flex;position:relative}.dots{align-items:center;gap:10px;display:flex}.dot{border-radius:var(--radius-full);cursor:pointer;background:#2c505b2e;border:none;width:9px;height:9px;padding:0;transition:all .25s}.dot[data-active=true]{background:var(--gradient-teal);width:28px}.footer__side{min-width:150px;display:flex}.footer__side--right{justify-content:flex-end}.nav-counter{font-size:var(--text-sm);letter-spacing:.06em;color:var(--text-2);font-variant-numeric:tabular-nums;font-weight:600}.nav-counter__sep{color:var(--text-3);margin:0 2px}.level-picker{flex-wrap:wrap;gap:5px;display:flex}.level-seg{border-radius:var(--radius-sm);border:1.5px solid var(--divider);width:30px;height:34px;color:var(--text-3);font-size:var(--text-xs);cursor:pointer;font-variant-numeric:tabular-nums;background:#fff9;place-items:center;font-weight:700;transition:all .12s;display:grid}.level-seg:hover{border-color:var(--teal-light);color:var(--teal-dark)}.level-seg[data-fill=true]{background:var(--gradient-card-dark);color:#fff;border-color:#0000}.choice-group{flex-wrap:wrap;gap:8px;display:flex}.choice{border:1.5px solid var(--divider);border-radius:var(--radius-full);font-size:var(--text-sm);color:var(--text-2);cursor:pointer;white-space:nowrap;background:#ffffffb3;padding:10px 18px;font-weight:600;transition:all .15s}.choice:hover{border-color:var(--teal-light);color:var(--teal-dark)}.choice[data-on=true]{background:var(--gradient-card-dark);color:#fff;box-shadow:var(--shadow-btn);border-color:#0000}.repeat-list{gap:var(--space-6);flex-direction:column;display:flex}.repeat-item{position:relative}.repeat-item__head{margin-bottom:var(--space-5);justify-content:space-between;align-items:center;display:flex}.repeat-item__title{align-items:center;gap:var(--space-3);font-size:var(--text-lg);color:var(--text-1);font-weight:700;display:flex}.repeat-item__num{border-radius:var(--radius-full);background:var(--gradient-card-dark);color:#fff;width:30px;height:30px;font-size:var(--text-sm);flex:none;place-items:center;font-weight:700;display:grid}.icon-btn{color:var(--text-3);font-size:var(--text-sm);cursor:pointer;border-radius:var(--radius-sm);background:0 0;border:none;align-items:center;gap:6px;padding:6px 10px;font-weight:600;transition:color .18s,background .18s;display:inline-flex}.icon-btn:hover{color:var(--error);background:#ef444414}.icon-btn svg{width:16px;height:16px}.add-row{margin-top:var(--space-2);justify-content:center;display:flex}.add-btn{align-items:center;gap:var(--space-2);color:var(--teal-dark);font-size:var(--text-base);border-radius:var(--radius-md);cursor:pointer;background:#7ea8b50f;border:1.5px dashed #7ea8b580;width:100%;padding:14px 24px;font-weight:600;transition:all .18s;display:inline-flex}.add-btn:hover{border-color:var(--teal-light);background:#7ea8b51f}.add-btn svg{width:18px;height:18px}.search{width:100%;max-width:680px;margin:0 auto}.search__box{align-items:center;display:flex;position:relative}.search__icon{width:22px;height:22px;color:var(--teal-light);pointer-events:none;position:absolute;left:20px}.search__input{background:var(--glass-bg-strong);width:100%;-webkit-backdrop-filter:var(--glass-blur);border:1.5px solid var(--glass-border);border-radius:var(--radius-full);font-size:var(--text-lg);color:var(--text-1);box-shadow:var(--shadow-card);outline:none;padding:18px 22px 18px 54px;transition:border-color .2s,box-shadow .2s}.search__input::placeholder{color:var(--text-3)}.search__input:focus{border-color:var(--teal-light);box-shadow:0 0 0 4px #7ea8b52e, var(--shadow-card)}.search__meta{margin:var(--space-6) var(--space-1) var(--space-3);justify-content:space-between;align-items:center;display:flex}.search__count{font-size:var(--text-sm);color:var(--text-2);font-weight:500}.results{gap:var(--space-3);flex-direction:column;display:flex}.result{align-items:center;gap:var(--space-4);text-align:left;width:100%;padding:var(--space-4) var(--space-5);border-radius:var(--radius-lg);background:var(--glass-bg);-webkit-backdrop-filter:var(--glass-blur);border:1.5px solid var(--glass-border);box-shadow:var(--shadow-card);cursor:pointer;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex}.result:hover{box-shadow:var(--shadow-card-hover);transform:translateY(-2px)}.result[data-selected=true]{border-color:var(--teal-dark);box-shadow:0 0 0 3px #2c505b24, var(--shadow-card-hover)}.result__avatar{border-radius:var(--radius-md);background:var(--gradient-card-dark);color:#fff;width:48px;height:48px;font-size:var(--text-lg);flex:none;place-items:center;font-weight:700;display:grid}.result__body{flex:1;min-width:0}.result__name{font-size:var(--text-lg);color:var(--text-1);letter-spacing:-.01em;font-weight:700}.result__sub{font-size:var(--text-sm);color:var(--text-2);flex-wrap:wrap;align-items:center;gap:8px;margin-top:2px;display:flex}.result__sub .sep{background:var(--text-3);border-radius:50%;width:3px;height:3px}.result__right{align-items:center;gap:var(--space-4);flex:none;display:flex}.result__check{width:26px;height:26px;color:var(--teal-dark);opacity:0;transition:all .2s;transform:scale(.6)}.result[data-selected=true] .result__check{opacity:1;transform:scale(1)}.badge{border-radius:var(--radius-full);font-size:var(--text-xs);white-space:nowrap;align-items:center;padding:4px 12px;font-weight:600;display:inline-flex}.badge-teal{color:var(--teal-dark);background:#7ea8b526}.badge-success{color:#065f46;background:#10b9811f}.badge-business{color:var(--teal-dark);background:#7ea8b52e}.badge-privat{color:#065f46;background:#10b98121}.badge-haushalt{color:#92400e;background:#f59e0b29}.result__go{color:var(--text-3);flex:none;transition:transform .18s,color .18s}.result:hover .result__go{color:var(--teal-dark);transform:translate(3px)}.stage-loading{justify-content:center;align-items:center;gap:var(--space-4);min-height:60vh;color:var(--text-2);font-size:var(--text-base);flex-direction:column;font-weight:500;display:flex}.empty{text-align:center;padding:var(--space-12) var(--space-6);color:var(--text-2)}.empty__icon{width:44px;height:44px;margin:0 auto var(--space-4);color:var(--text-3)}.cards-grid{gap:var(--space-6);grid-template-columns:repeat(2,minmax(0,1fr));align-items:start;display:grid}.span-2{grid-column:1/-1}.slide2-stack{flex-direction:column;gap:24px;display:flex}.slide2-stack>.card{margin-bottom:24px}.slide2-stack>.card:last-child{margin-bottom:0}.stat-row{gap:var(--space-3);margin-top:var(--space-4);flex-wrap:wrap;display:flex}.stat{min-width:120px;padding:var(--space-3) var(--space-4);border-radius:var(--radius-md);background:#7ea8b51a;border:1px solid #7ea8b533;flex:1}.stat__label{font-size:var(--text-xs);letter-spacing:.04em;text-transform:uppercase;color:var(--text-2);font-weight:600}.stat__value{font-size:var(--text-xl);color:var(--teal-dark);letter-spacing:-.01em;margin-top:2px;font-weight:800}.risk-list{flex-direction:column;display:flex}.risk-row{justify-content:space-between;align-items:center;gap:var(--space-4);padding:var(--space-4) 0;border-bottom:1px solid var(--divider);display:flex}.risk-row:first-child{padding-top:0}.risk-row:last-child{border-bottom:none;padding-bottom:0}.risk-row__label{align-items:center;gap:var(--space-3);font-size:var(--text-base);color:var(--text-1);min-width:0;font-weight:600;display:flex}.risk-row__icon{border-radius:var(--radius-md);width:38px;height:38px;color:var(--teal-dark);background:#7ea8b524;flex:none;place-items:center;display:grid}.risk-row__icon svg{width:20px;height:20px}.segmented{flex-wrap:wrap;flex:none;justify-content:flex-end;gap:6px;display:flex}.seg{border:1.5px solid var(--divider);border-radius:var(--radius-full);font-size:var(--text-sm);color:var(--text-2);cursor:pointer;white-space:nowrap;background:#ffffffb3;padding:7px 14px;font-weight:600;transition:all .15s}.seg:hover{border-color:var(--teal-light);color:var(--teal-dark)}.seg[data-on=true]{color:#fff;border-color:#0000;box-shadow:0 3px 10px #0000001f}.risk-legend{align-items:center;gap:var(--space-4);margin-top:var(--space-2);flex-wrap:wrap;display:flex}.risk-legend__item{font-size:var(--text-xs);color:var(--text-2);align-items:center;gap:7px;font-weight:600;display:inline-flex}.risk-legend__dot{border-radius:var(--radius-full);width:11px;height:11px}.risk-summary{gap:var(--space-3);flex-wrap:wrap;display:flex}.risk-stat{min-width:130px;padding:var(--space-3) var(--space-4);border-radius:var(--radius-md);border:1px solid var(--divider);background:#fff9;flex:1}.risk-stat__value{font-size:var(--text-2xl);letter-spacing:-.01em;font-variant-numeric:tabular-nums;font-weight:800}.risk-stat__label{font-size:var(--text-xs);letter-spacing:.04em;text-transform:uppercase;color:var(--text-2);font-weight:600}@media (width<=760px){.risk-row{align-items:flex-start;gap:var(--space-3);flex-direction:column}.segmented{justify-content:flex-start}}.card__badge{flex:none;margin-left:auto}.kv-grid{gap:var(--space-5) var(--space-6);grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.kv__label{font-size:var(--text-xs);letter-spacing:.05em;text-transform:uppercase;color:var(--text-3);font-weight:600}.kv__value{font-size:var(--text-base);color:var(--text-1);letter-spacing:-.01em;margin-top:3px;font-weight:700}.chip-list{flex-wrap:wrap;gap:7px;display:flex}.chip{border-radius:var(--radius-full);font-size:var(--text-xs);color:var(--teal-dark);background:#7ea8b526;align-items:center;padding:4px 11px;font-weight:600;display:inline-flex}.chip-muted{color:var(--text-3);font-size:var(--text-sm);font-style:italic}.sum-line{justify-content:space-between;align-items:center;gap:var(--space-4);border-bottom:1px solid var(--divider);padding:10px 0;display:flex}.sum-line:last-child{border-bottom:none}.sum-line__label{font-size:var(--text-sm);color:var(--text-1);font-weight:600}.sum-line__sub{font-size:var(--text-xs);color:var(--text-2)}.sum-line__value{font-size:var(--text-sm);color:var(--teal-dark);font-variant-numeric:tabular-nums;flex:none;font-weight:700}@media (width<=900px){.kv-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=560px){.kv-grid{grid-template-columns:1fr}}.steps{gap:var(--space-5);flex-direction:column;display:flex}.step{gap:var(--space-4);align-items:flex-start;display:flex}.step__marker{border-radius:var(--radius-full);width:46px;height:46px;color:var(--teal-dark);background:#7ea8b529;flex:none;place-items:center;display:grid}.step__marker svg{width:22px;height:22px}.step--highlight .step__marker{background:var(--gradient-card-dark);color:#fff;box-shadow:var(--shadow-btn)}.step__body{padding-top:3px}.step__title{font-size:var(--text-base);color:var(--text-1);align-items:center;gap:8px;font-weight:700;display:flex}.step__desc{font-size:var(--text-sm);color:var(--text-2);margin-top:3px}.cta-card{background:var(--gradient-card-dark);color:#fff;border-radius:var(--radius-xl);padding:var(--space-12) var(--space-10);text-align:center;border:1px solid #ffffff26;box-shadow:0 20px 60px #2c505b40}.cta-card h2{font-size:var(--text-2xl);letter-spacing:-.02em;font-weight:800}.cta-card p{color:#ffffffd1;margin:var(--space-3) auto 0;max-width:540px;font-size:var(--text-base)}.btn-on-dark{color:var(--teal-dark);margin-top:var(--space-8);background:#fff}.btn-on-dark:hover:not(:disabled){transform:translateY(-1px);box-shadow:0 10px 28px #00000038}.cta-done{align-items:center;gap:var(--space-3);flex-direction:column;animation:.4s both fadeInUp;display:flex}.cta-done__icon{color:#fff;width:68px;height:68px}.scale-btns{flex-wrap:wrap;gap:6px;display:flex}.scale-btn{border:1.5px solid var(--divider);width:36px;height:36px;color:var(--text-2);font-size:var(--text-sm);cursor:pointer;font-variant-numeric:tabular-nums;background:#fff;border-radius:50%;font-weight:700;transition:all .12s}.scale-btn:hover{border-color:var(--teal-light);color:var(--teal-dark)}.scale-btn[data-on=true]{color:#fff;background:#2c505b;border-color:#2c505b;box-shadow:0 2px 8px #2c505b4d}.slider{align-items:center;gap:var(--space-3);width:100%;display:flex}.slider__input{appearance:none;background:linear-gradient(to right, var(--teal-dark) var(--pct,0%), #e5e7eb var(--pct,0%));cursor:pointer;border-radius:999px;outline:none;flex:1;height:6px}.slider__input::-webkit-slider-thumb{-webkit-appearance:none;border:3px solid var(--teal-dark);cursor:pointer;background:#fff;border-radius:50%;width:20px;height:20px;transition:transform .1s;box-shadow:0 2px 6px #2c505b59}.slider__input::-webkit-slider-thumb:active{transform:scale(1.15)}.slider__input::-moz-range-thumb{border:3px solid var(--teal-dark);cursor:pointer;background:#fff;border-radius:50%;width:20px;height:20px;box-shadow:0 2px 6px #2c505b59}.slider__value{text-align:center;min-width:28px;font-size:var(--text-lg);color:var(--teal-dark);font-variant-numeric:tabular-nums;font-weight:800}.slider--big .slider__value{font-size:var(--text-2xl);min-width:40px}.prio-head,.prio-row{gap:var(--space-5);grid-template-columns:1.5fr 1fr 1fr;align-items:center;display:grid}.prio-head{padding-bottom:var(--space-2);border-bottom:1px solid var(--divider);margin-bottom:var(--space-2)}.prio-head span{font-size:var(--text-xs);letter-spacing:.06em;text-transform:uppercase;color:var(--text-3);font-weight:700}.prio-head span:not(:first-child){text-align:center}.prio-row{padding:var(--space-3) 0;border-bottom:1px solid var(--divider)}.prio-row:last-child{border-bottom:none}.prio-row__label{font-size:var(--text-sm);color:var(--text-1);font-weight:600}@media (width<=760px){.prio-head{display:none}.prio-row{gap:var(--space-2);grid-template-columns:1fr}}.sum-box{gap:var(--space-4);margin-top:var(--space-6);flex-wrap:wrap;display:flex}.sum-tile{min-width:160px;padding:var(--space-5);border-radius:var(--radius-lg);border:1px solid var(--divider);background:#2c505b0d;flex:1}.sum-tile--pos{background:#10b9811a;border-color:#10b9814d}.sum-tile--neg{background:#ef444414;border-color:#ef44444d}.sum-tile__label{font-size:var(--text-xs);text-transform:uppercase;letter-spacing:.05em;color:var(--text-2);font-weight:600}.sum-tile__value{font-size:var(--text-2xl);letter-spacing:-.02em;color:var(--teal-dark);margin-top:4px;font-weight:800}.sum-tile--pos .sum-tile__value{color:#059669}.sum-tile--neg .sum-tile__value{color:var(--error)}.chart-wrap{width:100%;height:300px;margin-top:var(--space-4)}.chart-wrap--sm{height:160px;margin:var(--space-3) 0}.luecke-grid{grid-template-columns:1fr 1fr;align-items:stretch;gap:24px;display:grid}.luecke-grid>.card{flex-direction:column;height:100%;min-height:480px;max-height:none;padding:28px;display:flex;overflow:visible}.lue-stats{margin-top:12px}.lue-big{background:#2c505b14;border-radius:14px;flex-direction:column;gap:2px;margin-top:12px;padding:12px 14px;display:flex}.lue-big__label{color:var(--text-2);text-transform:uppercase;letter-spacing:.03em;font-size:12px;font-weight:600}.lue-big__value{color:var(--teal-dark);letter-spacing:-.02em;font-variant-numeric:tabular-nums;font-size:24px;font-weight:800}@media (width<=1200px){.luecke-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=768px){.luecke-grid{grid-template-columns:1fr}}.lue-stat{border-bottom:1px solid var(--divider);justify-content:space-between;align-items:baseline;gap:10px;padding:10px 0;font-size:14px;display:flex}.lue-stat:last-of-type{border-bottom:none}.lue-stat__label{color:var(--text-2);font-size:14px}.lue-stat__value{color:var(--teal-dark);letter-spacing:-.01em;font-variant-numeric:tabular-nums;text-align:right;font-size:18px;font-weight:800}.lue-hint{font-size:var(--text-xs);color:var(--text-3);margin:6px 0 8px}.chart-legend{gap:var(--space-5);margin-top:var(--space-3);flex-wrap:wrap;justify-content:center;display:flex}.chart-legend__item{font-size:var(--text-xs);color:var(--text-2);align-items:center;gap:7px;font-weight:600;display:inline-flex}.chart-legend__dot{border-radius:3px;width:12px;height:12px}@keyframes fadeInUp{0%{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}.animate-in{animation:.45s cubic-bezier(.22,1,.36,1) both fadeInUp}.stagger>*{opacity:0;animation:.5s cubic-bezier(.22,1,.36,1) forwards fadeInUp}.stagger>:first-child{animation-delay:50ms}.stagger>:nth-child(2){animation-delay:.12s}.stagger>:nth-child(3){animation-delay:.19s}.stagger>:nth-child(4){animation-delay:.26s}.stagger>:nth-child(5){animation-delay:.33s}.stagger>:nth-child(6){animation-delay:.4s}@media (prefers-reduced-motion:reduce){*{transition-duration:.001ms!important;animation-duration:.001ms!important}}@media (width<=900px){.cards-grid,.field-grid,.field-grid--3{grid-template-columns:1fr}.tile-grid,.tile-grid--3,.tile-grid--4{grid-template-columns:repeat(2,minmax(0,1fr))}.slide{padding:var(--space-8) var(--space-5) var(--space-10)}.fmk-logo__sub{display:none}.header__right{min-width:auto}.header__center{display:none}.slide--center .slide-title{font-size:var(--text-3xl)}}@media (width<=560px){.tile-grid,.tile-grid--2,.tile-grid--3,.tile-grid--4{grid-template-columns:1fr}.header{padding:0 var(--space-4)}.footer{padding:var(--space-3) var(--space-4)}}@keyframes spin{to{transform:rotate(360deg)}}.spinner{border:2px solid #2c505b40;border-top-color:var(--teal-dark);border-radius:50%;flex:none;width:16px;height:16px;animation:.7s linear infinite spin;display:inline-block}.spinner--lg{width:34px;height:34px;margin:var(--space-4) 0;border-width:3px}.search__spinner{position:absolute;right:22px}.result .spinner{width:22px;height:22px}.auth-screen{z-index:2;padding:var(--space-8);flex:1;place-items:center;display:grid;position:relative}.auth-card{text-align:center;background:var(--glass-bg-strong);width:100%;max-width:440px;-webkit-backdrop-filter:var(--glass-blur);border:1px solid var(--glass-border);border-radius:var(--radius-xl);box-shadow:var(--shadow-card);padding:var(--space-12) var(--space-10);align-items:center;gap:var(--space-4);flex-direction:column;display:flex}.auth-card__logo{margin-bottom:var(--space-4)}.auth-logo{width:300px;max-width:80%;height:auto;margin:0 auto;display:block}.auth-card__title{font-size:var(--text-2xl);letter-spacing:-.02em;color:var(--text-1);font-weight:800}.auth-card__hint{font-size:var(--text-base);color:var(--text-2);max-width:360px}.auth-card__hint--err{color:var(--error);padding:var(--space-3) var(--space-4);border-radius:var(--radius-md);font-size:var(--text-sm);word-break:break-word;background:#ef444414}.auth-card__btn{margin-top:var(--space-4);width:100%}.auth-card__err-icon{width:56px;height:56px;color:var(--warning)}.save-pill{font-size:var(--text-xs);color:var(--teal-dark);border-radius:var(--radius-full);white-space:nowrap;background:#7ea8b524;align-items:center;gap:8px;padding:6px 12px;font-weight:600;display:inline-flex}.user-menu{align-items:center;gap:8px;display:flex}.user-menu__name{font-size:var(--text-sm);color:var(--text-2);text-overflow:ellipsis;white-space:nowrap;max-width:140px;font-weight:600;overflow:hidden}.user-menu__logout{color:var(--text-3);cursor:pointer;border-radius:var(--radius-sm);background:0 0;border:none;place-items:center;padding:6px;transition:all .15s;display:grid}.user-menu__logout:hover{color:var(--error);background:#ef444414}.user-menu__logout svg{width:20px;height:20px}.toast-stack{bottom:var(--space-6);right:var(--space-6);z-index:1000;flex-direction:column;align-items:flex-end;gap:10px;display:flex;position:fixed}.toast{border-radius:var(--radius-md);background:var(--glass-bg-strong);-webkit-backdrop-filter:var(--glass-blur);border:1px solid var(--glass-border);box-shadow:var(--shadow-card-hover);font-size:var(--text-sm);color:var(--text-1);cursor:pointer;align-items:center;gap:10px;max-width:380px;padding:12px 16px;font-weight:600;animation:.25s both fadeInUp;display:flex}.toast__icon{flex:none;place-items:center;display:grid}.toast__icon svg{width:20px;height:20px}.toast--success .toast__icon{color:var(--success)}.toast--error .toast__icon{color:var(--error)}.toast--info .toast__icon{color:var(--teal-light)}.header__note-badge{color:var(--teal-light);vertical-align:middle;margin-left:6px}.slide-notes-wrap{width:100%;max-width:1200px;padding:0 var(--space-8) var(--space-12);margin:0 auto}.slide-notes{background:var(--glass-bg);-webkit-backdrop-filter:var(--glass-blur);border:1px solid var(--glass-border);border-radius:var(--radius-lg);box-shadow:var(--shadow-card);overflow:hidden}.slide-notes__toggle{cursor:pointer;width:100%;font-size:var(--text-sm);color:var(--text-2);background:0 0;border:none;align-items:center;gap:10px;padding:14px 20px;font-weight:600;transition:color .15s;display:flex}.slide-notes__toggle:hover,.slide-notes__toggle[data-has=true]{color:var(--teal-dark)}.slide-notes__dot{background:var(--teal-light);border-radius:50%;width:8px;height:8px}.slide-notes__chev{margin-left:auto;transition:transform .2s}.slide-notes__chev[data-open=true]{transform:rotate(180deg)}.slide-notes__body{z-index:1;padding:0 20px 18px;position:relative}.slide-notes__ta{pointer-events:auto;z-index:1;width:100%;position:relative}.slide-notes__count{text-align:right;font-size:var(--text-xs);color:var(--text-3);margin-top:6px}.drawer-scrim{z-index:900;opacity:0;pointer-events:none;background:#1a1a2e59;transition:opacity .25s;position:fixed;inset:0}.drawer-scrim.is-open{opacity:1;pointer-events:auto}.drawer{z-index:901;background:var(--glass-bg-strong);-webkit-backdrop-filter:blur(28px);border-left:1px solid #fff9;flex-direction:column;width:340px;max-width:86vw;height:100dvh;transition:transform .28s cubic-bezier(.4,0,.2,1);display:flex;position:fixed;top:0;right:0;transform:translate(100%);box-shadow:-12px 0 48px #2c505b29}.drawer.is-open{transform:translate(0)}.drawer__head{padding:var(--space-5) var(--space-6);border-bottom:1px solid var(--divider);justify-content:space-between;align-items:center;display:flex}.drawer__title{font-size:var(--text-lg);color:var(--text-1);font-weight:700}.drawer__close{color:var(--text-2);cursor:pointer;border-radius:var(--radius-sm);background:0 0;border:none;place-items:center;padding:6px;display:grid}.drawer__close:hover{color:var(--teal-dark);background:#2c505b0d}.drawer__list{padding:var(--space-3);flex-direction:column;flex:1;gap:2px;display:flex;overflow-y:auto}.drawer__item{align-items:center;gap:var(--space-3);text-align:left;border-radius:var(--radius-md);cursor:pointer;width:100%;color:var(--text-1);background:0 0;border:none;padding:11px 14px;transition:background .15s;display:flex}.drawer__item:hover{background:#7ea8b51a}.drawer__item[data-active=true]{background:var(--gradient-card-dark)}.drawer__item[data-active=true] .drawer__label{color:#fff;font-weight:600}.drawer__item[data-active=true] .drawer__num{color:#fff;background:#ffffff38}.drawer__num{width:26px;height:26px;color:var(--teal-dark);background:#7ea8b529;border-radius:50%;flex:none;place-items:center;font-size:12px;font-weight:700;display:grid}.drawer__label{font-size:var(--text-sm);flex:1}.drawer__note{background:var(--teal-light);border-radius:50%;flex:none;width:7px;height:7px}.drawer__item[data-active=true] .drawer__note{background:#fff}@media (width<=560px){.slide-notes-wrap{padding:0 var(--space-5) var(--space-10)}}